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What are my options?

Original Medicare

Medicare Parts A & B

Your group may require Medicare Parts A & B

Part D Prescription Drug
Plan may be included or
purchased separately

Employee or
Retiree Group Coverage

You must have
Medicare Parts A & B

Part D Prescription Drug
Plan can be purchased separately

Medicare
Advantage Plan

You must have Medicare Parts A & B

Part D Prescription Drug
Plan may be included, 
purchased separately or
prohibited

(HMO,HMO-SNP,PPO,
PFFS)

Medicare
Supplement
Medigap Plans A-N

Medicaid and Medicare
Advantage Plan

You must have Medicare Parts A & B

Part D Prescription Drug
Plan is included

(HMO,HMO-SNP,)
Step 1
Your first option is to select Medicare Parts A and B. Not many folks stop there but it is an option.

Original Medicare
Medicare Parts A & B

Assign (transfer) Medicare

Your next two options involve a choice...

Supplement Medicare

Step 2 & 3
If you choose to supplement Medicare, you may select one of two options if available to you.
You may choose a federally standardized Medicare Supplement also known as Medigap or group insurance from your current employer ( employer group) or a previous employer (retiree group).

Supplement Medicare

Employee or
Retiree Group Coverage

Your group may require Medicare Parts A & B

Part D Prescription Drug
Plan may be included or
purchased separately

You must have

Medicare Parts A & B

Part D Prescription Drug
Plan can be purchased separately

Medicare
Supplement
Medigap Plans A-N

Step 4 & 5
If you choose to replace your Medicare benefits, you may choose one of two options, If available to you. You may choose a federally standardized Medicare Advantage Plan, also known as Part C, or Medicare if you qualify financially.

Assign (transfer) Medicare

Medicare
Advantage Plan

You must have Medicare Parts A & B

Part D Prescription Drug
Plan may be included, 
purchased separately or
prohibited

(HMO,HMO-SNP,PPO,
PFFS)

Medicaid and Medicare
Advantage Plan

You must have Medicare Parts A & B

(HMO,HMO-SNP,)

Part D Prescription Drug
Plan is included

Some things to keep in mind

Keeping
your
Doctors

Is keeping your doctors important?
1.  Search all Medicare Advantage networks in your geographic area to determine the networks in which your doctors participates.
2. If you find your doctors, then you may consider the Medicare Advantage plans a viable option.
3. If you do not find your doctors you  may consider Medicare and a Medicare Supplement (Medigap) your viable option.

Saving on
Drugs

Is saving money on prescription drugs important?
1.  Make a list of exactly what you take. The exact name of the drug, the dosage and amount needed for each day. If mail order is more cost effective the plan will reveal the results automatically.
2. Visit Medicare's website (www. Medicare.gov) to review every drug plan from every company at the same time.

Saving on Monthly Premiums

Would having the lowest monthly premium be important?
1.  Schedule time with one of our certified planners to review every plan from every company at the same time. We are available via chat, Facetime, in person, Skype or telephone. We will likely save you thousands in unnecessary premiums, co-pays and deductibles. 
2.  Attend an informational workshop in your area.

Attend a workshop

Located at your public library

Learn how Medicare works in a short 45-minute presentation

11931 Wickchester Ln. Ste 100

Houston, TX 77043

Our Office is located at:

Give us a call!

 (713)-955-7522

Houston
San Antonio

(210)-858-9025

19202 Huebner Rd. Ste 100

San Antonio, TX 78258

Disclaimer
This website is not connected with or endorsed by the U.S. government or the federal Medicare program. www.medicareinanutshell.com is privately owned and operated. www.medicareinanutshell.com is a non-government resource. We make understanding Medicare easy. If you are looking for the official Medicare website, please visit www.Medicare.gov. 


 All rights reserved.Individual savings may vary, and are not guaranteed. Coverages and discounts subject to state availability and individual eligibility. ** This is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov. *** www.medicareinanutshell.com takes no responsibility and assumes no liability for any content posted by consumer or any third party. www.medicareinanutshell.com is a licensed and certified representative of a Medicare Advantage  [HMO, PPO and PFFS] organization, a stand-alone prescription drug plan with a Medicare contract, and Medicare Supplement. Enrollment in any plan depends on contract renewal. By clicking the "Submit” button, you are agreeing by electronic signature to give www.medicareinanutshell.com prior express written consent to call you at the phone number you provided in the above form (even if it is a mobile phone number) to market our product and services to you and for any other purpose. By clicking the button, you also agree that we may use a computer or other automatic dialing technology to call you. Even if computerized dialing is used, there will be a human, not a recorded message, on the call when you pick up. If you do not answer a message will be left automatically. Clicking any button is not a condition to purchase. By completing the contact form above or calling the number listed above, you will be directed to a licensed sales agent who can answer your questions and provide information about Medicare Advantage, Part D, or Medicare Supplement insurance plans. Neither www.medicareinanutshell.com nor its agents are connected with or endorsed by the U.S. government or the federal Medicare program. Availability of carriers and products are dependent on your resident zip code. 

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